80% of small businesses that apply to CDFIs and community lenders are creditworthy but FICO-invisible. You are declining good borrowers because your underwriting tools were not built for them.
Drop into your existing workflow. No integration required to start.
Borrowers complete a 9-step assessment with raw financial data. No FICO pull needed. Takes under 10 minutes.
Our 10-dimension engine calculates a Verdis Score, runs lender matching against your criteria, and routes qualified borrowers to your pipeline.
Review pre-screened borrowers with AI-generated summaries. Make decisions. We track outcomes to prove the model works.
Each borrower is scored across 10 behavioral dimensions, giving you a complete picture of creditworthiness.
Cash Flow Consistency
Execution Discipline
Personal Credit Stability
Liquidity Stability
Banking Behavior
Debt Management
Revenue Reliability
Business Credit Strength
Operational Organization
Documentation Readiness
Only see borrowers who match your ideal profile. Filter by Verdis Score, risk band, industry, revenue, deal size.
Every borrower comes with a 3-sentence AI summary covering identity, strength/risk balance, and recommended action.
Verdis Score, profile match, structure fit, documentation readiness, and confidence — weighted to your criteria.
Track approval rates, conversion trends, risk distribution, and portfolio performance across your Verdis borrowers.
Set your minimum thresholds. We auto-match and notify you when a borrower crosses your readiness bar.
Track funded deals through 30/90/180/365 day repayment windows. Build ground truth that validates the model.
Verdis OS™ was purpose-built for CDFIs, community banks, SBA lenders, and impact-focused capital providers who believe creditworthiness extends beyond a three-digit number.